Selling your home to buy the next one.

The core puzzle: two transactions, one life

Most San Francisco sellers are also buyers, and the hard part is fitting the two together. The right sequence depends on your equity, your cash flow, your risk tolerance, and how competitive your purchase market is. There is no single right answer, only the one that fits your situation.

Sell first, buy first, or bridge

Selling first gives you certainty about your proceeds and your budget, but can leave you renting or moving twice. Buying first lets you move once, but carries two payments until your sale closes, and may require a bridge loan or contingent terms. We map the options against your real numbers and your tolerance for overlap.

Your net feeds your next down payment

What you walk away with sets your next purchasing power, so we start with an honest net sheet. See the cost of selling, then we connect it to your buy-side budget.

Timing both markets

Selling and buying in the same market cuts both ways: a strong market lifts your sale and your purchase price together. We time the launch and the search so they support each other instead of colliding. The buyer side of this is in the move-up buyer path.

And maybe you hold instead

Sometimes keeping your current home as a rental and buying the next one is the better long-term play. If that is on the table, start with should I sell or rent.